Perhaps I’m the last person to learn this, but just in case I’m not, instead of making tedious lists and taking tedious pictures of everything in your house for insurance purposes (just in case, you know), take *videos* of your rooms, and your valuables! Then be sure to store copies of them somewhere *offsite* (such as a private dropbox, or such).
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10 comments
Sare Shanzer-Hurwitz
We have the photos saved on thumb drives and in a safe.
Ken Bonus
i take videos and then email to myself and my wife. archive the email. done
Tracy Dezenzo
I’ve done that for some artwork I have. Good for insurance purposes if it’s stolen or damaged. It’s surprising to me how many people don’t keep renters insurance. Most of the time it covers theft and theft out of your car too. I guess some people don’t live in areas where break ins are a thing but in my area it happens a lot. Especially vehicles.
Kathy Hankey
I learned this almost 11 years ago, after a house fire that took everything. NO, I didn’t have those photos or videos. It was impossible to remember everything we’d had within the short amount of time the insurance company allowed for us to complete our claim. The fire was devastating, but dealing with the insurance company was worse.
Jill Gaffney
Good suggestion
Hilary G Lane
Luckily, I have done that, after doing the tedious process of photos a few years ago. A video is great, especially when you can open drawers and just talk through it with explanations as needed instead of having to make notes.
Jared Thaler
I mean, you are still taking a tedious series of pictures, you are just automating the process so you can take 30 pictures per second.
Cheryl Medlin
It’s actually better to do both, and most insurance companies will tell you that. Also, having both makes it much easier for the people who will be handling your estate later.
Michael C. Berch
Excellent idea (I think I’ve done it once but it needs updating) but the drawback is that most stuff that I care about is not visible from a walkabout video; it’s in drawers and cabinets and boxes. There is some art on the walls and some sculpture in display cases, but not much, and the truly precious things for me are irreplaceable but have no monetary value.
Raines Cohen
An advantage of making the “tedious lists”: you can share it with friends and family and see what they are most interested in and include direction in your wil (I helped my cohousing neighbor do this for her 80th birthday), as well as decluttering by giving things away while you can enjoy the space and freedom it creates.
Plus you could use the structured data to calculate valuations and choose to sell things that you think are reaching peak or sufficient value to be worth the effort.
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